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Imagine the following scenario:  an employee tests positive for COVID-19.  Then you find out that some of the staff has been getting together outside of the office, and a number of employees are concerned about exposure. What do you do next?

With some schools expected to stay closed for a while, many families are considering hiring a nanny or tutor to help care for children while parents work and to help their kids keep learning.  Childcare is expensive.  Average childcare costs range from $17,193 per year in the South to $24,815 in the Northeast – not too different than a year at a public college, we've se

With the tax-filing deadline behind us, many people are suffering tax-related sticker shock.  What would it take to have a better tax-season next year?  Here is a quick checklist of ideas; not all will apply, and of course there are caveats and limitations to almost every one of them.  We’ll get detailed and down in the weeds when strategizing with your personal situation i

There is no minimum age on Roth IRAs, only the requirement that a person needs to have earned income*.  OK, it’s true that babies have a hard time finding work, but as kids get summer jobs or are able to work in a parent’s business, a Roth is a great tool for savings. 

When you turn 65 you become eligible for Medicare.  Part A is free, but Medicare Part B is based on the income reported on your tax return from 2 years ago.  But is that a fair way to determine the cost when your income level may have changed in the meantime?

Those who applied for the $10,000 EIDL Advance several months ago are receiving their SBA offers of the official EIDL loan and aren’t sure whether they should take it.

I saw the lowest mortgage rates I’ve seen in a long time this week.  With rates this low, it’s time to check to see how much you could reduce your monthly mortgage payment or speed up your pay-off date. 

How do you know if it's time to refinance?

It's worth exploring refinancing if:

Most people have some preferences about how they would like their life’s work and accumulations distributed or cared for, but many have avoided facing the sobering task of putting their preferences on paper. Whether you are updating an existing plan or creating a new estate plan, one roadblock to moving forward can be the process of finding an estate attorney. 

Several times last week I was asked to evaluate big decisions.  Home purchases, selling a practice, buying a practice, hiring/firing and whether it’s time to invest, to name a few.

While you are working, you add money to your investments to build a nest egg.  In retirement, it’s time to start taking that money back out.  The income goal in retirement is to mimic the paycheck you were receiving while you worked.  This new “paycheck” often comes from several sources, including Social Security and/or pension payments, and perhaps rental incom