Debt

Those who applied for the $10,000 EIDL Advance several months ago are receiving their SBA offers of the official EIDL loan and aren’t sure whether they should take it.

I saw the lowest mortgage rates I’ve seen in a long time this week.  With rates this low, it’s time to check to see how much you could reduce your monthly mortgage payment or speed up your pay-off date. 

How do you know if it's time to refinance?

It's worth exploring refinancing if:

In our perfect world, you’d never need to borrow from your 401(k) OR cash out your IRA. We don’t intend to recommend either of these strategies by writing about them, however, sometimes people run into a cash crunch and after exhausting other options turn to their retirement savings for help. 

We were quoted on the websiteCreditCardInsider.com today in an “Ask The Expert” article titled Money Management for Young Professionals.


Featuring helpful hints from financial planners and writers, university counselors and others, the article featuring Credit Card Insider  is aimed at those just entering the workforce and is a good introduction to some basic concepts of financial responsibility and planning.  Many of the tips would be good reminders for financially conscientious readers of any age.  Click on the article title above to see all the recommendations.