Christmas bills will be arriving soon, and people will be dipping into savings, living in austerity mode, or living off “revolving” credit to pay down their Christmas bills over many months to come.
Christmas is a time for giving and sharing, but when all is said and done many people end up associating the holidays with resentment and guilt about overspending, rather than the joy and renewal the season promises.
To keep next Christmas’ spending in perspective, Mission Financial Planning recommends a Christmas debriefing while memories are still fresh.
Debrief by reminiscing about the holidays; what did your family look forward to, and what did they dread? What are their best memories from over the years, along with favorite foods and must-have traditions?